Housing Loans

Realize your dream of owning a home with the help of our fast, friendly and convenient housing loan scheme. We offer loans for construction of residential houses or purchase of existing residential houses, flats for self dwelling or for rental purpose to individuals and for extension and upgradation including major repairs to owners of houses/ flats. Various re-payment methods are available under this scheme and one can pre-close the loan with nominal pre-closure charges.


Quantum of Loan

Repayment period



Special offers on your debit card.

Adarsh Bank

Steered by the motto of Safety, Profitability and Liquidity, we at Adarsh Cooperative Urban Bank are into our 21st year of operation and have emerged as the one of the foremost and fast growing Banks in the cooperative banking sector of Andhra Pradesh, commanding a good standing and reputation among customers and banking community.

Gold Loans

Lower ROI of 11%

Higher Interest Rates

Higher Interest rates on Fixed Deposit.

Platinum Cards

Platinum cards at nominal charges.