Term Loans

This is an ideal product designed for all categories of borrowers to fulfill their business and personal needs. Avail this loan scheme against mortgage of property and repay at fixed equated periodic intervals within the contracted time frame. Benefit from quick processing of the loan and customized features to suit your requirements.

With focus on the industrial, non-industrial borrowers and individuals covered under priority sector, assistance under this scheme is also provided to whole sale traders, medium scale industries, construction contractors, transport companies, and for construction of commercial complexes, etc.




Adarsh Bank

Steered by the motto of Safety, Profitability and Liquidity, we at Adarsh Cooperative Urban Bank are into our 21st year of operation and have emerged as the one of the foremost and fast growing Banks in the cooperative banking sector of Andhra Pradesh, commanding a good standing and reputation among customers and banking community.

  • Margin
  • 25% of the loan amount

Gold Loans

Lower ROI of 11%

Higher Interest Rates

Higher Interest rates on Fixed Deposit.

Platinum Cards

Platinum cards at nominal charges.