Secured Overdrafts

Expand your business reach by utilizing this running overdraft facility to meet the working capital requirements of your business for day-to-day business operations against the stocks / immovable properties that are viable to be considered as security according to the Bank's guidelines. This facility is provided to trading firms, manufacturing units, processing units, transport operators, hospitals, hotels, restaurants, small and medium business entities, wholesalers / small retailers, etc. Benefits include quick processing, personalized service and convenient documentation.


Limit Eligibility


Adarsh Bank

Steered by the motto of Safety, Profitability and Liquidity, we at Adarsh Cooperative Urban Bank are into our 21st year of operation and have emerged as the one of the foremost and fast growing Banks in the cooperative banking sector of Andhra Pradesh, commanding a good standing and reputation among customers and banking community.

  • Margin
  • 25% of paid up stocks, book debts, consumables and other current and liquid assets.
  • Period Of Limit
  • One Year

Goli Vada Pav

10% off on minimum billing of Rs.100


Flat 25% OFF*

Big Bazaar Offer

7% and 10% OFF 


Rs.150 flat off*


Flat Rs. 50 off*


Offer: 8% Off*