Loan Against Deposits

This scheme is designed for the existing deposit holders of the Bank who can apply for either overdraft or loan facility against their fixed deposits according to their requirement within the maturity period of the deposit. If you have already invested in the fixed deposits of our Bank, then this is an easy and instant way of borrowing for your personal needs. A very convenient and useful product, it helps you avail Bank assistance without the need to pre-close your deposits before the contracted period and you can re-pay before the deposit matures.



Interest Rate



Special offers on your debit card.

Adarsh Bank

Steered by the motto of Safety, Profitability and Liquidity, we at Adarsh Cooperative Urban Bank are into our 21st year of operation and have emerged as the one of the foremost and fast growing Banks in the cooperative banking sector of Andhra Pradesh, commanding a good standing and reputation among customers and banking community.

Gold Loans

Lower ROI of 11%

Higher Interest Rates

Higher Interest rates on Fixed Deposit.

Platinum Cards

Platinum cards at nominal charges.